Often our customers will have adverse or bad credit history and will come to us for help. We may accept you even with bad credit after an assessment of your situation and a credit check. Our affordability checks look at your present circumstances to ensure you can afford to make the repayments.
As part of your application we are committed to ensuring your Pay Weekly Store purchase does not cause you financial problems. This means as part of our checks we need to ensure you can afford to pay back any credit facility we offer. Even if you have a bad credit history we may accept you, but we may want you to build a payment history with us before we are able to offer more expensive items.
Some customers will have had CCJ's, defaults and missed payments on their credit reports, which we will consider as part of your application when making our assessments.